We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking a Senior Staff Software Engineer to join our SoFi Money and Bank team. We need someone who can play a pivotal role in our Money product architecture transformation, focusing on the evolution of our banking core and the implementation of enhanced account structures. We are working hard to design a future looking framework, with the aim to scale our customer base, continue to delight existing customers, and disrupt the banking industry. You’ll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.

The ideal candidate is a technical and innovative individual contributor who can help guide the overall vision of their team as well as the broader Money organization. A key part of the role is guiding our shift toward a unified GraphQL BFF that serves all frontend teams. This includes shaping schema strategy, ensuring consistent contract design, improving query performance, and building patterns that allow many teams to integrate safely and efficiently. We are looking for engineers who can bring fresh perspectives, thought leadership, vision and help us scale for the future. Those with a high sense of ownership, empathy, and disruption will thrive in our team, especially those who inspire others to bring their best to our mission. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation, implementation, deployment, continued improvement and evolution.

What You’ll Do:

Help shape the technical architecture of SoFi Money by evolving our BFF (backend for frontend) layer with GraphQL for a unified, scalable API platform.
Deliver highly available and scalable services in a production environment
Mentor other engineers, support the technical culture, and help grow the team
Work within and across teams to resolve technical conflicts and achieve consensus
Communicate and collaborate with product and design
Generate ideas for new initiatives and technologies
Lead the development and testing of our systems and services
Ensure that our codebase remains easy to change and is always shippable

What You’ll Need:

Bachelor's or Master's degree in Computer Science, Software Engineering, or a related field.
8+ years experience as a software engineer, designing and implementing complex software solutions.
Strong experience designing and operating GraphQL services at scale, including schema design, query performance, and contract evolution.
Experience with Java / Spring / Kotlin /DynamoDB / Temporal /AWS.
Deep understanding of software architecture, design patterns, and best practices for building scalable and robust applications.
Proven experience in leading and mentoring engineering teams, promoting technical excellence and collaboration.
Excellent communication and interpersonal skills, with the ability to effectively communicate technical concepts to diverse audiences.
Experience with Kafka, Docker, Kubernetes, cloud infrastructure, Terraform and CI/CD

Nice to Have:

Expertise in Fintech / Payments / Credit Products
Expertise in analytics, metrics, and monitoring integrations and using data to make decisions
Test-driven development along with unit and integration testing.
Interest in personal finance

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

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