Corporate Finance Director
PayJoy
San Francisco, CA, USA
USD 231,850-296,150 / year
Posted on Jan 27, 2026
About PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The Corporate Finance Director is responsible for leading the company’s global financial planning and reporting function. This executive will partner closely with senior leadership across Accounting, Operations, Product, and finance leads in each country to drive disciplined forecasting, insightful financial reporting, and scalable planning processes aligned with the company’s long-term growth. The ideal candidate is both a strategic operator and a hands-on builder who elevates financial rigor across the organization.
Key responsibilities
- 3 major focuses:
- Own the monthly finance reporting package, ensuring timely and accurate delivery of financial and operational insights.
- Define the management P&L, including design, structure, and ongoing reporting cadence.
- Lead and own board reporting, including preparation of materials, financial exhibits, and delivering insightful strategic commentary for the CEO and top leadership.
- Partner with Accounting to ensure accurate management reporting for product updates, new product launches, and cross-functional initiatives.
- Own the finance model we share with potential investors, ensuring every quarter it’s updated with actuals and aligned with current projections, a bridge from GAAP to Management reporting, and keeping up to date with Accounting convention changes.
- Lead PayJoy’s 3-year plan in partnership with top finance, GTM, and product leaders.
- Drive the global budgeting and forecasting process, ensuring alignment with company strategy and functional priorities.
- Own the company’s process to track global headcount vs. budget, partnering with HR, Talent, and department leaders to monitor hiring plans.
- Provide financial leadership and business partnering support to 3–4 global functions, offering analysis and guidance to enable data-driven decision-making.
- Define and maintain the corporate department and GL structure, ensuring the framework supports scalable reporting, accountability, and transparency.
- Lead long-term financial planning, scenario modeling, and capital allocation frameworks.
- Provide executive leadership with financial insights that influence strategy, pricing, investments, and operational optimization.
- Drive finance transformation initiatives including system improvements (e.g., ERP, planning tools), forecasting automation, dashboarding, and BI enablement.
- Manage, mentor, and develop a high-performing finance team, fostering excellence, ownership, and continuous improvement.
Financial Reporting & Management Insights
Budgeting, Forecasting & Corporate Planning
Strategic Finance & Leadership
Qualifications
- 10+ years of experience in corporate finance, FP&A, financial strategy, or related senior finance leadership roles.
- FinTech, banking, or lending corporate finance experience strongly preferred due to the complexity and regulatory nature of the business model.
- Demonstrated experience owning company-wide budget processes, board reporting, and executive-level financial communications.
- Experience partnering with accounting and product teams on financial structure, reporting updates, and new product enablement.
- Expert experience with PBCS / Hyperion (Oracle EPM) or comparable enterprise financial planning systems.
- Strong accounting foundation; CPA preferred.
- Mastery of financial modeling, forecasting methodologies, and management reporting design.
- Deep understanding of US GAAP and its interaction with management reporting structures.
- MBA preferred.
Benefits
- 100% Company-funded health insurance for employee and immediate family
- Company-funded employee life and disability insurance
- $2,000 annual Co-working Travel perk
- $2,000 annual Professional Development perk
- $340 Monthly Commuter benefit
- 401k contribution of 3% of salary (up to IRS limits)
- Headphone benefit, home office equipment allowance and wellness perks
- Catered lunches
- 20 paid vacation days, unlimited sick leave
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
231850 - 296150 USD a year
