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LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. We are the leading digital marketplace bank in the U.S., having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future, and our team is committed to making that a reality. Join the Club!

About the Role

We are looking for a Sr Credit Risk Manager to join the Consumer Credit Risk Management Team. In this role, you will assist in credit risk management oversight of the consumer lending portfolios, as well as providing independent review of the capital stress testing and credit loss allowance process.

What You'll Do

• Assist in the development, enhancement and ongoing embedment of preventive & detective control systems for robust early warning and monitoring of loan performance and asset yield across the various consumer lending segments – personal lending, auto-refinance and point-of-sale purchase finance
• Provide independent review & credible challenge of credit extension, pricing and collections strategy proposals within the consumer bank
• Ensure safe & sound lending in the personal loan, point-of-sale finance and auto refinance business segments
• Coordinate credit administration across the Bank including but not limited to credit risk committee meetings and ongoing review & refresh of the Bank’s consumer credit policy, standards, risk appetite and concentration limits
• Ensure timely and accurate completion of all Credit Committee, Board and regulatory reporting from a credit risk perspective
• Provide leading-edge credit risk identification & mitigation, with forward-looking & actionable insight for management
• Provide thought leadership and partner with cross-functional groups to evaluate new product development initiatives
• Participate in industry roundtables to keep abreast of industry standards and best practices
• Assist in preparation for regulatory exams. Collaborate with cross-functional partners in large scale change initiatives

About You

• 6+ years of progressive experience in financial services and credit risk management, with emphasis on unsecured consumer lending
• Functional consumer analytics practitioner with strong analytical skills, sound credit judgment, keen understanding of value drivers and domain knowledge in consumer credit risk management
• Rigorous analyst, adept synthesizer and very articulate written & verbal communicator
• Effective collaborator, negotiator and team player with a versatile interpersonal and influencing style
• Operator with keen attention to detail, results-orientation and strategic mindset.
• High level of proficiency with SQL, Python & Tableau
• Bachelor's degree or higher in quantitative discipline (engineering, finance, economics); or equivalent work experience

Work Location
San Francisco

The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. LendingClub offers relocation, based on actual job level.

Time Zone Requirements
Primarily PT

While the position will primarily work local hours, LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements
As needed travel to LendingClub offices and/or other locations, as needed.

Compensation
The target base salary range for this position is 156,000-180,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of LendingClub’s Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).

We’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.

#LI-Hybrid
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LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com.