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Juvo is a financial technology company that fundamentally changes personal credit for individuals without formal credit histories, particularly in Brazil. By analyzing mobile user behavior, Juvo builds proprietary credit scores, enabling access to financial services such as Airtime Lending and Cash Loans. With over 100,000 loans disbursed daily, Juvo has established a significant market presence, having disbursed 780 million in loans over the last 30 months and serving 7.5 million unique users in 2023. Their innovative approach, in partnership with mobile network operators, positions them as a leader in creating financial identities for the underserved population.

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